{"id":2741,"date":"2023-01-06T12:37:00","date_gmt":"2023-01-06T18:37:00","guid":{"rendered":"https:\/\/stotlerhayes.com\/?p=2741"},"modified":"2024-05-03T12:39:25","modified_gmt":"2024-05-03T17:39:25","slug":"2023-cola-increase-to-social-security-benefits-how-to-ensure-minimum-disruption-in-residents-ongoing-benefits","status":"publish","type":"post","link":"https:\/\/stotlerhayes.com\/2023-cola-increase-to-social-security-benefits-how-to-ensure-minimum-disruption-in-residents-ongoing-benefits\/","title":{"rendered":"2023 COLA Increase to Social Security benefits: How to ensure minimum disruption in resident\u2019s ongoing benefits"},"content":{"rendered":"\n<p>Social Security (SS) and Supplemental Security (SSI) benefits will increase in 2023 by an 8.7% cost-of-living adjustment (COLA). &nbsp;The increased SS benefits begin this month January 2023, while the increased payments to SSI beneficiaries began on December 30, 2022.&nbsp; In 2023, the average Social Security retiree\u2019s monthly income will be $1,827, a $146 increase from the average benefit of $1,681 in 2022. The 2023 income limit for Qualified Income Trust\/Miller Trust purposes has increased to $2,742.<\/p>\n\n\n\n<p>Of note, as a result of the ongoing Federal Covid-19 Public Health Emergency (PHE), which is expected to continue into mid-April 2023, many State Medicaid agencies are not increasing Patient Liability (PL), despite the SS and SSI increases. In those States, the 8.7% SS increase will lead to significant accrued income, which will ultimately cause a resource issue once the PHE expires. As a result, beneficiaries would be prudent to engage in a spend down of the SS\/SSI overage before the PHE expires.<\/p>\n\n\n\n<p>Providers would be wise to verify residents\u2019 2023 PL with Medicaid agencies, and specifically request updated 2023 calculations as soon as possible, but before the PHE possibly expires.&nbsp; It is also recommended that providers discuss potential spend down options for the accruing income with their beneficiaries<\/p>\n\n\n\n<p>As always, SHG is available and ready to assist with any PL, QIT\/Miller Trust, and\/or resource issues arising from the very significant COLA increase to Social Security benefits.<\/p>\n\n\n\n<p>Sources:<\/p>\n\n\n\n<p><a href=\"https:\/\/www.fool.com\/retirement\/2022\/12\/03\/you-may-be-shocked-by-the-average-social-security\/#:~:text=This%20is%20the%20average%20monthly,benefit%20of%20%241%2C681%20in%202022.\">https:\/\/www.fool.com\/retirement\/2022\/12\/03\/you-may-be-shocked-by-the-average-social-security\/#:~:text=This%20is%20the%20average%20monthly,benefit%20of%20%241%2C681%20in%202022.<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-11015.pdf\">https:\/\/www.ssa.gov\/pubs\/EN-05-11015.pdf<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.ssa.gov\/cola\">https:\/\/www.ssa.gov\/cola<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Social Security (SS) and Supplemental Security (SSI) benefits will increase in 2023 by an 8.7% cost-of-living adjustment (COLA). &nbsp;The increased SS benefits begin this month January 2023, while the increased payments to SSI beneficiaries began on December 30, 2022.&nbsp; In 2023, the average Social Security retiree\u2019s monthly income will be $1,827, a $146 increase from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2742,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"hide_page_title":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-2741","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - 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